Senior Partner Practice of
St. James's Place Wealth Management

Richard Manikam BA (Hons) Dip PFS, Director

Richard started in financial services in 2002 having achieved his BA (Hons) degree. Working with his father Peter, Richard spent a number of years handling the mortgage administration, whilst completing the Financial Planning Certificate (FPC) & Mortgage Advice Qualification (MAQ) with The Chartered Insurance Institute.

In 2007 Richard was appointed an adviser with St. James's Place Wealth Management and began giving face to face advice to clients of Manikam Wealth Management. Since then he has gone on to develop advanced technical knowledge by successfully completing the Diploma in Financial Planning and is working towards Chartered Status.

Specialising in Investment planning, Retirement planning, Corporate and Estate and Trust* planning, Richard helps his clients put into action the financial planning needed in an ever changing environment.

Offering professional advice on managing the potential effects of Inheritance Tax, the focus is to ensure your wealth stays in your family as you want it, in the best possible way.

“Inheritance tax is a ‘voluntary tax’, paid by the estate of individuals who have not made prior provisions”.

His clients consist of business owners, medical professionals and individuals looking to achieve successful financial planning for themselves and their family across the generations.

Richard lives in Essex. He enjoys Kickboxing, Scuba Diving, Cycling and is often taking part in fundraising activities, particularly for the St. James's Place Charitable Foundation.

Tel: 01206 321500
Mobile: 07958 230765
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John Thorpe APFS, Chartered Financial Planner

John started his career in Financial Services in 1998, since then he has built up a wealth of experience across a range of roles within both IFA and Bancassurance environments. To maintain high standards of knowledge and professionalism John is a member of the Chartered Insurance Institute and Personal Finance Society, and is qualified to Chartered Level.

John joined Manikam Wealth Management Ltd in January 2017 as a Financial Adviser.

Outside of work John is a massive sport fan, still following his childhood team West Ham United, with a keen interest in Formula One and Golf.

Tel: 01206 321500
Mobile: 07710 221626
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Marion Kimberley-Ryan, Client Services Director

Marion started her career in Financial Services in 1990, obtaining FPC1, 2 and 3 and holding the CII Mortgage Advice qualification. She has been in various roles within the financial industry from a Financial Adviser to a Compliance Manager. She joined St. James’s Place in January 2001 before moving onto joining Manikam Wealth Management Ltd in 2008.

Marion is our Client Services Director. She enjoys interacting with the clients on a regular basis and ensuring that clients needs and expectations are met.

In her spare time, Marion has a passion for dancing and amateur dramatics and loves visiting her Granddaughter Islay who keeps her fit!

Tel: 01206 321500
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Laura Cushney, Practice Manager

Laura started her career in Financial Services in 2011 as an Administrator for a Partner of St. James’s Place. Over the years she has gained experience within the Financial Services Industry undertaking CII exams to further her knowledge and understanding of the Financial Services industry.

Laura joined Manikam Wealth Management Ltd in July 2016, as Practice Manager and in November 2016 she qualified as a St. James’s Place Accredited Practice Manager. Her aim is to ensure clients expectations are met, as well as maintaining the high standards clients should expect to receive. She is also responsible for ensuring the office runs smoothly and efficiently.

Laura has a passion for Dance and Fitness classes and has been dancing since she was 2 and ½! She also enjoys spending time with her family and friends as well as long walks in the countryside.

Tel: 01206 321500
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Kristina Pasheva BSc (Hons), MSc, Administrator

Kristina provides valuable administrative support to the team, having joined Manikam Wealth Management Ltd in January 2018 in order to further her career in the Financial Services industry. She is a member of the Association of Chartered Certified Accountants and began her career in finance in September 2014 having achieved her BSc (Hons) degree in Accounting and in 2016 went on to achieve her MSc degree in Financial Management.

In addition to her degrees, Kristina holds further certification in Accountancy in Business, Management Accounting, Financial Accounting and Corporate & Business Law. In February 2018 she also qualified as a St. James’s Place Accredited Partnership Support Staff - Personal Assistant and continues to actively pursues further CPD within St. James’s Place.

When not at work, Kristina has a passion for baking, listening to and going to rock concerts and spending time with her niece and nephew.

Tel: 01206 321500
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